[OOC] General Discussion

[Yuul]

Originally Posted by TheMagicalMick

Here's an interesting thing to bring up though. I want at least one bank in my land. Thing is, I don't deal in banking, that's Silver's business, right?

Silver, give me 100k of your 1.5m to build it and I will allow one of your banks in my district. (You make money off the bank, I make money of your bank's taxes)... and yes, I am aware a bank costs 70k to build. I might be able to be talked down a bit from the 100k if you're willing to give my character favorable rates when dealing with your establishment.

Sounds like a great deal, if he's open to this I'd consider it too.

[TheMagicalMick]

Since it's 2,500gp per BP, assuming we're not dealing with the whole discount business? Or should we take that 1 time discount thing into consideration? Huge difference because if I build a Market and a Black Market, it's 245,000 without the discount, or 182,500 with the discount.

[sjsilver]

Yes, Ruuth and Bolt Banking at your service, let me work out my character and district, perhaps I may be able to pay for some of the banks in other peoples districts.

I will be having my banks Headquarters (likely paying 140,000 for a super bank haha) somewhere in my district. However, I hope to have branches in most other districts (at least the ones central to trade) and certainly the capitol.

I apologize I've been away all day, just got home, I've been helping a friend shoot a short film. I'm going to read over, everyone who's been accepted, Apps first. If that is alright with everyone? Before working on my character sheet and then finally my district. Hopefully Pen will have a it of a map of the districts going for everyone soon.

[TheMagicalMick]

[darthcharon]

So if my math is right, 300k people divided into 8 districts is 37.5k people per district. If we assume an average household of 5 people, that means that each district would need to have 7.5k houses, at 500g a piece is 3.75million... do we really need to build houses for our population, or can we assume they built their own?

[Pendragon]

Yes walls are 10ft unless otherwise stated.

I didn't finish my errands earlier today so I was at Walmart until 10pm tonight >.< So, I will be working on the map until I get to bed tonight. I don't guarantee that it will be done, I may start nodding off before I get it done.

Feel free to cross district lines with things like military, banks, temples, markets and guildhalls. You will need to work out the details between yourselves, and if you want to keep the details private feel free to use the whispers thread.

Remember your personal residence is a Governor's Mansion, which is just a regular mansion, unless you spend some of your 250k gp to make something else.

[Pendragon]

You can assume that most of them are mansion converted into apartments in the cities. Population density isn't accounted for in the pricing unfortunately. You don't have to worry too much about staying exactly within the 1.5mil. Also the kings district only has 15k for the population, it is very small when compared to the rest of the island. You can say each mansion holds 4 families for a total of 20 people per mansion. You would still be looking at over 2mil for the housing cost if every resident in each district lives in an apartment.

If you want to go into that much detail you can use 3mil for housing and 1mil for other buildings. I just wanted to make sure you didn't over do it so I gave you a budget, I didn't realize housing would be so costly.

FYI you have roughly 40714 people to house in each of your districts. Which would be 2036 mansions or 8143 houses.

[Pendragon]

I fixed the costs. I ment grand house in my post above not mansions. I also adjusted the gp to be used on the information post up to 4mil.

[sjsilver]

I want to confirm the money (now 4 Million GP) paying for our district, including house the population, is not part of the 250,000 which we are responsible for paying for our "governor's mansion."

May we also presume between 0-1% homelessness (United States today is ~ .5%) or am I getting too crazy haha. assuming .5% homelessness we'd be saving a little over 20,000 GP which is not a huge amount but nothing to sneeze at and someone who perhaps has a very large discrepancy of wealth in there district may have more impoverished peoples getting closer to 40,000 GP or more even back pending on how much of a risk you'd imagine having homeless people is? I just imagine medevil / feudal systems as having significantly greater homelessness likely at least cresting closer to the 20% mark. However, I think I'm being silly about homelessness I think we should very easily be able to house everyone...at least with the suggested apartment style living for some large portion of the population.

Once I finish my character sheet I'll move onto this conversation I'll guess we should just house everyone - for now - mawh mawhahahaha.

[Pendragon]

You are correct, but I wouldn't have a homeless rate. We will assume that adventurers or others that would be considered homeless are not counted as members of your population.

I am working on getting the map up right now. I couldn't split you across the strait as you wanted, so I gave you the west side as a buffer between the two main seafaring districts.

[Pendragon]

The map has been posted and I am done for the evening.

[sjsilver]

@Pendragon: couple questions

May we produce our own character sheets, or do you want us to use the rpgcrossing tool? I confess I'm not as familiar with it and I have a thing about keeping things formatted the way I like haha.

Are we allowed traits? If so how many? (I believe this was answered in the big thread but I can't manage to find it now that its cresting 15 or so pages.)

[Neqq]

@Pendragon - Do we factor in Ability increases for level 4 and 8.

[sjsilver]

I did, not that that helps.

[sjsilver]

Ruuth and Bolt Banking To all parties interested, I've more or less finished up my character sheet and have begun working out the details of my district. Those interested in having a branch of Ruuth and Bolt banking somewhere in there district please contact me by PM or the Secret Rendezvous thread so that we can begin working out the details, unfortunately for TheMagicMick and others its unlikely that I'm going to be able to pay premiums of greater then 40% to open up branches everywhere, its just not feasible for me to house my population and do so. We can negotiate our details however in private and well see what is amiable to all parties. I'm sure having banking in your districts will be rewarding for both of us. Our cooperation opening banks in other districts is likely akin to having a market or open trade route between districts giving +1 or +2 to economy.

@Pendragon

What is the difference between a Castle at 250,000 GP and a Castle at 54 BP or 135,000 GP? And how many people can we consider "living" in a castle, obviously the lord and lady, but castles had many other people living there, I'm imagining between 50-350 or so people depending on if its just a keep or a true monstrous castle. It's not much but when we're spending 135,000-250,000 of our districts money I'd hope we'd be able to house some of our population...

Does something along the lines the following work for you:

Tower - housing 10 people
Keep - housing 20-50 people
Castle - housing 50-150 people
Huge Castles - housing 150-350+ people

Would it be alright with you if we payed for a few Galleys with our district money and consider it housing for 200 individuals or other types of sailing ships?

A Gallay comes out to a cost of 150 GP per person which is more expensive then the cost of housing people in home, and vastly more expensive then in a apartment like situation.